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25 Lindsley Drive

Suite 207

Morristown, NJ  07960

Tel: 973-917-0770

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SPRINGBOARD THERAPY GOES BEYOND OT FOR KIDS & FAMILIES

Support For Families with Special Needs

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And that means we do everything we can to share helpful knowledge and expertise when it comes to our families.

 

We're happy to share the following resources to make your life and journey as easy as possible and integrates into your life.

From ensuring lifetime protection for your child to continuing the sensory integration work at home, Springboard is here to guide and support your journey and recommend resources we stand behind.

At Springboard Therapy, we're  here for You

Ensuring Your Family Is Cared For -- Always.

LIFE INSURANCE& LONG TERM CARE DESIGNED FOR SPECIAL NEEDS FAMILIES

LOUIS. H. SEAMAN, 973-267-2555

Licensed Agent & Financial Services Professional Bernardsville, NJ

Luckily, therapy like that provided by Springboard™ Therapy can change lives -- enabling a once-difficult child to function better in daily activities and relationships.  It's truly life-changing to witness such a transformation.

 

While this is amazing progress, it's often still necessary for families to consider plans to provide future financial support for a child with special needs.  The type of support that will remain in place, for the benefit of the child throughout their whole life, after other family members have passed.

I've had this conversation with many parents of special needs kids.  It's never easy.  But it's important, and I'm grateful to be in a position to help. 

It makes sense to discuss how permanent life insurance combined with a special-needs trust can benefit these families.

 

Permanent Insurance is unlike term insurance in that it does not expire after 10, 20, 30 years... whatever the "term" is defined as.  It's a great option to care for special needs children after parents and siblings are gone.  Depending upon the level of care needed, the specific condition or diagnosis... A policy and accompanying plan can offer protection for your child's lifetime:

Permanent life insurance is something parents may want to consider for their special needs child.  However just purchasing a policy, without integrating a full plan, could endanger your child's ability to receive additional financial support.
 

A special needs trust can help protect your child’s eligibility for other assistance.

 

Special needs trusts can also be designed to include specific instructions you may wish to include for your child’s care. 


An estate attorney and licensed life insurance expert can work with you to establish a special needs trust with the right amount of funding to ensure your child's continual care and comfort.

By establishing a strong permanent life insurance policy on themselves for the benefit of their special-needs child(ren), parents can ensure that the quality of their child's life can be sustained.

Many folks don't realize that social security disability benefits is a minimal amount and may help cover the costs of care, but will never entirely cover the costs and may not provide care at the standard of living that has been maintained.

If you choose to purchase permanent life insurance and establish a special-needs trust, it's a good idea to notify extended family and close friends.  In this way, any gifts or inheritance from friends or family members that would normally be directed to your child can instead be directed toward the trust.  This will ensure that your child continues to be protected and cared for in the manner in which you instruct.

OCCUPATIONAL THERAPY TOOLS WE USE AT SPRINGBOARD THERAPY™

ADDITIONAL SUPPORT FOR OUR KIDS & THEIR FAMILIES

CARE EXTENDS BEYOND THE THERAPY SESSION

BOOKS & OTHER SUPPLIES FOR CHILDREN WORKING ON DEVELOPMENTAL MILESTONES & SENSORY INTEGRATION

TOYS THAT SUPPORT SENSORY INTEGRATION WORK WITH KIDS

BOOKS & OTHER SUPPLIES FOR CHILDREN WORKING ON DEVELOPMENTAL MILESTONES & SENSORY INTEGRATION

ADDITIONAL INFO ON SENSORY INTEGRATION & SENSORY PROCESSING DISORDERS

  • Sensory Processing Disorder Foundation – SPD Foundation's Facebook page

  • www.kidfoundation.org – non–profit foundation for sensory processing disorder research

  • www.spdnetwork.org – part of the KID foundation

ADDITIONAL LINKS & RESOURCES

OTHER HELPFUL LINKS